Getting prequalified or preapproved before house hunting shows sellers you're a serious buyer and gives you a clear idea of what you can actually afford. It saves time, helps you focus your search, and gives you a competitive edge in a tight market. Without it, you risk falling in love with homes that are out of your budget—or worse, missing out on one you could have landed if you were ready. Preapproval turns you from a browser into a buyer. Let me help you get started.

Yes, the property type matters, and can impact everything from loan options to down payment requirements and even how the home is appraised. For example, single-family homes are usually the most straightforward to finance, while condos often come with stricter rules and property requirements, and manufactured homes may require specific loan types and higher credit standards. Lenders assess risk differently based on property type, so it's important to know how your dream home fits into the loan guidelines. I’m here to help make sense of it all.

Because I don’t just get you a mortgage, I get you a strategy. I’ll make sure you understand your options, avoid costly mistakes, and help protect your interests. You won’t get canned advice, ghosted calls, or surprise fees… just straight answers, smart guidance, and a partner who moves fast, thinks ahead, and fights for your best deal like it’s their own. That’s me.

Absolutely. In fact, getting help before you're ready to buy is one of the smartest moves you can make. I can help you build a plan, improve your credit if needed, figure out what you can afford, and make sure you're in the right program for you when the time is right. No pressure, just preparation.